Trusted Provider of Auto Dismantler/
Salvage Insurance

Get the coverage you need for your business with Auto Dismantler/Salvage Shield Insurance. With the help of Watson Insurance Agency, Inc.’s insurance program, you can feel confident that your business is protected against the risks unique to your industry.

How Watson Insurance Agency, Inc. Started


Watson Insurance Agency, Inc. is a third-generation, family-owned-and-operated insurance agency located in the Charlotte, NC area. For more than 75 years, Watson has valued the importance of keeping client interests. This mission is exemplified through our Auto Dismantler Shield Program, a program developed to better accommodate the needs of our clients in the scrap metal recycling industry.

Mission Statement

When Watson Insurance Agency opened its doors in 1934, Thomas Craig Watson Sr. had a vision of a full-service agency that would provide not only effective risk management techniques and comprehensive insurance for all client needs, but a personal relationship with each customer, many years and 3 generations later, we are proud to holdup the same vision.


With offices in North and South Carolina, Watson Insurance Agency, Inc. employs more than 70 associates who take pride in remaining leaders in our industry through their commitment to furthering their education and continually adapting to new, innovative technologies. Our dedication to remaining on the forefront of technology and industry change allows us to provide our customers with real time, online policy management and claims servicing.

As one of the biggest independent agencies in the Southeast, Watson Insurance Agency, Inc. is partnered with more than 30 top-rated, financially sound insurance companies. Through partnering with these prominent carriers, our dedicated staff can explore many options to tailor an insurance program that best fits your needs. Call us today so we can help you protect what’s important!

Answers to Brokers’ Frequently Asked Questions

Thank you for your interest in the Auto Dismantler Shield Insurance. It is our preference that agents submitting accounts to program have experience in dealing with the auto salvage/dismantler industry and currently control a book of these types of risks. Attached you’ll find an Auto Salvage / Dismantler Shield Insurance Program brochure, as well as a copy of the brokerage agreement that will need to be completed once business is written with our agency. You will also find attached a copy of our supplemental application, which is to be completed and returned with all submissions to the program.

See here some commonly asked questions regarding our program:

What lines of business do you write?

  • Property (including equipment breakdown)
  • Inland Marine
  • General Liability
  • Motor Truck Cargo
  • Commercial Auto
  • Umbrella
  • Pollution Liability
  • Workers Compensation

What types of risks fit your program?

  • Auto dismantlers and U-Pull-it Operations

How are accounts submitted to the program?

Completed Supplemental Application

Completed Acord Applications (full VIN #s on all equipment/autos)

4 Yrs of currently valued loss runs

All driver information including date of birth and driver's license number

Please note: a 30 day lead time is preferred and quotes will be provided subject to favorable loss control

If an account is written, what are the payment plan options available?

  • Direct Bill
  • Annual – 100% payment (All Payment Methods)
  • Quarterly – 25% down, 3 equal installments at 90-day intervals (Non-automatic Withdrawals)
  • Monthly – 25% down, 9 equal installments billed at 1-month intervals (Non-automatic Withdrawals)
  • Ten Equal- 10% down, 9 equal installments billed at 1 month intervals(>$20K)( Non-automatic Withdrawals)
  • 12 Equal Installments (EFT Automatic Withdrawals)

How are endorsements & change requests handled?

Endorsement requests will be made through our agency. You will be assigned an account executive that will be your single point of contact for all requests.

Thank you again for your interest in the Auto Dismantler Shield Insurance Program